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Public Benefits
Across the FieldComments to the CFPB on Alternative Credit Data
How some alternative credit data can expand access to credit
Upturn, The Leadership Conference on Civil and Human Rights, and Americans for Financial Reform
CommentsWith The Leadership Conference on Civil and Human Rights and Americans for Financial Reform, we explore the risks and benefits of new types of credit data for historically disadvantaged groups. The comments spotlight data that is most predictive of likelihood and ability to repay, and least likely to raise fair lending concerns.
Related Work
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Credit and Finance